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Kotitalousvähennys 2026 — Complete Guide for Cleaning Services
Updated for tax year 2026. Figures verified against vero.fi.
Kotitalousvähennys is a household tax credit that lets Finnish residents deduct part of the labour cost of services bought into their home — including cleaning. If a private household hires Prime Cleaning Services for home cleaning, move-in/out cleaning, or one-time deep cleaning, the work qualifies. This guide walks through the 2026 rules, the math, and how to actually claim the deduction.
Note: business-paid cleaning (office cleaning, commercial premises) is not covered. Kotitalousvähennys is a personal tax credit, not a business deduction.
2026 figures at a glance
| Deduction rate | 35 % of labour cost |
| Maximum per person per year | 1 600 € |
| Annual threshold (omavastuu) | 150 € per person |
| Joint household max (2 adults) | 3 200 € (claim split between partners) |
| Applies to | Labour cost only, not materials or travel |
The 60 % rate you may see in older articles was a temporary boost from 2022–2024 for energy-saving work and ordinary household work. It has expired. The 2026 rate for cleaning is 35 %.
What qualifies
- Regular home cleaning — weekly, bi-weekly, or monthly
- One-time deep cleaning (kertasiivous) — before a party, post-renovation, seasonal
- Move-in and move-out cleaning (muuttosiivous) — handover between tenants
- Household maintenance and renovation — not covered in this guide, different rules
The work must be done in your primary residence or a second home you personally use. Rental properties you own but don’t live in do not qualify. The service provider must be a registered company with a valid Y-tunnus (for Prime Cleaning: 2486114-7) and be in the ennakkoperintärekisteri (Prepayment Register) — both are easy to verify at ytj.fi.
How the math works — three scenarios
Scenario 1: Regular bi-weekly customer
Prime Cleaning visits every second week for 3 hours, all year.
- 26 visits × 3 h = 78 hours
- 78 h × 32 €/h = 2 496 € labour
- 35 % deduction = 873,60 €
- Minus 150 € threshold = 723,60 € actual tax credit for the year
Scenario 2: One-time deep clean
A 6-hour deep clean before the holidays.
- 6 h × 32 €/h = 192 € labour
- 35 % deduction = 67,20 €
- After 150 € threshold = 0 € credit (the threshold wipes out a small one-off)
Lesson: the 150 € threshold hits once per person per year. Book the deep clean alongside any other qualifying work and the threshold is already cleared.
Scenario 3: Couple, combined household work
A two-adult household with 4 hours of cleaning weekly plus one 6-hour deep clean in spring.
- 52 weeks × 4 h + 6 h = 214 hours × 32 € = 6 848 € labour
- 35 % deduction = 2 396,80 €
- Split between two adults: 1 198,40 € each (well under the 1 600 € cap)
- Minus 150 € threshold × 2 = 300 € total
- Combined credit: 2 096,80 €
How to claim the deduction
- Get a proper invoice from the service provider. It must show: company name, Y-tunnus, VAT breakdown, labour hours, labour cost separate from materials, dates of service, and your address. Prime Cleaning invoices include all of this automatically.
- Log into OmaVero (vero.fi/omavero) during the tax year or at tax filing time.
- Add the deduction under “Tax credit for household expenses”. Enter the labour cost (not the full invoice total).
- Keep the invoice. Verohallinto can ask for it later — keep invoices for 6 years.
- Receive the credit as a tax refund or a reduction in withholding tax for the year.
Common mistakes
- Claiming the full invoice instead of just the labour portion. Materials and travel costs are not deductible.
- Expecting the old 60 % rate. That temporary rate ended in 2024. Current rate is 35 %.
- Missing the 150 € threshold math. A single small job often produces no credit on its own.
- Paying an unregistered cleaner. If the worker isn’t in the Prepayment Register or doesn’t have a Y-tunnus, no deduction.
- Claiming on a rental property you don’t live in. Must be your own residence.
Sources and further reading
- vero.fi — Tax credit for household expenses (English)
- vero.fi — Kotitalousvähennys (suomeksi)
- ytj.fi — verify a company’s Y-tunnus and register status
Book cleaning that qualifies for kotitalousvähennys
Prime Cleaning Services avoin yhtiö (Y-tunnus 2486114-7) has been cleaning homes in Helsinki, Espoo, and Vantaa since 2012. All our invoices are kotitalousvähennys-ready. Call Eric 040 670 25 77 or Kareen 040 670 25 75, or email info@primecleaning.fi.
See pricing on our services page, or jump to home cleaning, move-in/out cleaning, or deep cleaning.
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